Fine - 12
This is roughly what you can expect when receiving a Morgan Silver Dollar in F12 condition. Some Fine coins are F12 while others can be F15. So the information below should serve only as a guideline to help you in determining the quality of coin you would like to add to your collection.
Summary: The coin shows moderate even wear over the entire surface of the coin. The major design elements are bold and all lettering, legends and date are clear and readable.
Obverse: The hairline along the face is fully visible. The two lines in each of the cotton bolls show clearly. The two cotton leaves are flat but separate from the details in the cap.
Reverse: Three-quarters of the detail in the eagle's wings are now showing. The eagle's head, neck and breast are flat with no fine details showing. The leaves in the wreath are beginning to show more detail.